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Legal & Compliance

Terms & Conditions

Please read these terms carefully before using the PruTAN platform or any services provided by Intellocore.

Effective Date: December 21, 2025 Last Updated: April 21, 2026 Governing Law: Singapore
01

General Terms

By accessing and placing an order with Intellocore, you confirm that you are in agreement with and bound by the terms of service contained in the Terms & Conditions outlined below. These terms apply to the entire website and any email or other type of communication between you and Intellocore.

Under no circumstances shall the Intellocore team be liable for any direct, indirect, special, incidental, or consequential damages, including, but not limited to, loss of data or profit, arising out of the use, or the inability to use, the materials on this site, even if the Intellocore team or an authorised representative has been advised of the possibility of such damages. If your use of materials from this site results in the need for servicing, repair, or correction of equipment or data, you assume any costs thereof.

Intellocore will not be responsible for any outcome that may occur during the course of usage of our resources. We reserve the right to change prices and revise the resources usage policy at any time.

02

License

Intellocore grants you a revocable, non-exclusive, non-transferable, limited licence to download, install, and use the website/app strictly in accordance with the terms of this Agreement.

These Terms & Conditions are a contract between you and Intellocore (referred to in these Terms & Conditions as "Intellocore", "us", "we", or "our"), the provider of the Intellocore website and the services accessible from the Intellocore website (which are collectively referred to in these Terms & Conditions as the "Intellocore Service").

You are agreeing to be bound by these Terms & Conditions. If you do not agree to these Terms & Conditions, please do not use the Intellocore Service. In these Terms & Conditions, "you" refers both to you as an individual and to the entity you represent. If you violate any of these Terms & Conditions, we reserve the right to cancel your account or block access to your account without notice.

03

Definitions & Key Terms

To help explain things as clearly as possible in these Terms & Conditions, every time any of the following terms are referenced, they are strictly defined as:

  • Cookie: A small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, and remember information about you such as your language preference or login information.
  • Company: When these Terms mention "Company," "we," "us," or "our," it refers to Intellocore Pte Ltd (22 Malacca Street, #07-04, RB Capital Building, Singapore 048980), the entity responsible for your information under these Terms & Conditions.
  • Country: Where Intellocore or the owners/founders of Intellocore are based, in this case Singapore.
  • Device: Any internet-connected device such as a phone, tablet, computer, or any other device that can be used to visit Intellocore and use the services.
  • Personal Data: Any information that directly, indirectly, or in connection with other information — including a personal identification number — allows for the identification or identifiability of a natural person.
  • Service: Refers to the service provided by Intellocore as described in the relative terms (if available) and on this platform.
  • Third-Party Service: Refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you.
  • You: A person or entity that is registered with Intellocore to use the Services.
04

Restrictions

You agree not to, and you will not permit others to:

  • Licence, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose, or otherwise commercially exploit the website/app or make the platform available to any third party.
  • Modify, make derivative works of, disassemble, decrypt, reverse compile, or reverse engineer any part of the website/app.
  • Remove, alter, or obscure any proprietary notice (including any notice of copyright or trademark) of Intellocore or its affiliates, partners, suppliers, or the licensors of the website/app.
05

Payment

If you register for any of our recurring payment plans, you agree to pay all fees or charges to your account for the Service in accordance with the fees, charges, and billing terms in effect at the time that each fee or charge is due and payable. Unless otherwise indicated in an order form, you must provide Intellocore with a valid credit card (Visa, MasterCard, or any other issuer accepted by us) ("Payment Provider") as a condition to signing up for a paid plan.

Your Payment Provider agreement governs your use of the designated credit card account, and you must refer to that agreement and not these Terms to determine your rights and liabilities with respect to your Payment Provider. By providing Intellocore with your credit card number and associated payment information, you agree that Intellocore is authorised to verify information immediately, and subsequently invoice your account for all fees and charges due and payable to Intellocore hereunder, and that no additional notice or consent is required.

You agree to immediately notify Intellocore of any change in your billing address or the credit card used for payment hereunder. Intellocore reserves the right at any time to change its prices and billing methods, either immediately upon posting on our Website or by email delivery to your organisation's administrator(s).

Any attorney fees, court costs, or other costs incurred in collection of delinquent undisputed amounts shall be the responsibility of and paid for by you.

No contract will exist between you and Intellocore for the Service until Intellocore accepts your order by a confirmatory email, SMS/MMS message, or other appropriate means of communication.

You are responsible for any third-party fees that you may incur when using the Service.

06

Return & Refund Policy

We appreciate the fact that you choose to use our products and services. We want to make sure you have a rewarding experience while you are exploring, evaluating, and purchasing our products.

As with any shopping experience, there are terms and conditions that apply to transactions at Intellocore. By placing an order or making a purchase at Intellocore, you agree to the terms set out herein along with Intellocore's Privacy Policy.

Refund requests must be submitted within fourteen (14) days of purchase by contacting us at info@intellocore.com. Refunds will be evaluated on a case-by-case basis. Digital products or services that have been fully delivered or accessed may not be eligible for a refund. If a refund is approved, it will be processed to the original payment method within fourteen (14) business days.

If, for any reason, you are not completely satisfied with any good or service that we provide, please do not hesitate to contact us and we will discuss any of the issues you are experiencing with our product.

07

Your Suggestions

Any feedback, comments, ideas, improvements, or suggestions (collectively, "Suggestions") provided by you to Intellocore with respect to the website/app shall remain the sole and exclusive property of Intellocore.

Intellocore shall be free to use, copy, modify, publish, or redistribute the Suggestions for any purpose and in any way without any credit or any compensation to you.

08

Your Consent

We've updated our Terms & Conditions to provide you with complete transparency into what is being set when you visit our site and how it's being used. By using our website/app, registering an account, or making a purchase, you hereby consent to our Terms & Conditions.

09

Links to Other Websites

These Terms & Conditions apply only to the Services. The Services may contain links to other websites not operated or controlled by Intellocore. We are not responsible for the content, accuracy, or opinions expressed in such websites, and such websites are not investigated, monitored, or checked for accuracy or completeness by us.

Please remember that when you use a link to go from the Services to another website, our Terms & Conditions are no longer in effect. Your browsing and interaction on any other website, including those that have a link on our platform, is subject to that website's own rules and policies. Such third parties may use their own cookies or other methods to collect information about you.

10

Cookies

Intellocore uses "Cookies" to identify the areas of our website/app that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser. We use Cookies to enhance the performance and functionality of our website/app but are non-essential to their use. For full details on how we use cookies, please refer to our Cookie Policy.

11

Changes to Our Terms & Conditions

You acknowledge and agree that Intellocore may stop (permanently or temporarily) providing the Service (or any features within the Service) to you or to users generally at Intellocore's sole discretion, without prior notice to you. You may stop using the Service at any time. You do not need to specifically inform Intellocore when you stop using the Service.

You acknowledge and agree that if Intellocore disables access to your account, you may be prevented from accessing the Service, your account details, or any files or other materials which are contained in your account.

If we decide to change our Terms & Conditions, we will post those changes on this page and/or update the Terms & Conditions modification date above.

12

Modifications to Our Website/App

Intellocore reserves the right to modify, suspend, or discontinue, temporarily or permanently, the website/app or any service to which it connects, with or without notice and without liability to you.

13

Updates to Our Website/App

Intellocore may from time to time provide enhancements or improvements to the features/functionality of the website/app, which may include patches, bug fixes, updates, upgrades, and other modifications ("Updates").

Updates may modify or delete certain features and/or functionalities of the website/app. You agree that Intellocore has no obligation to (i) provide any Updates, or (ii) continue to provide or enable any particular features and/or functionalities of the website/app to you.

You further agree that all Updates will be (i) deemed to constitute an integral part of the website/app, and (ii) subject to the terms and conditions of this Agreement.

14

Third-Party Services

We may display, include, or make available third-party content (including data, information, applications, and other products/services) or provide links to third-party websites or services ("Third-Party Services").

You acknowledge and agree that Intellocore shall not be responsible for any Third-Party Services, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality, or any other aspect thereof. Intellocore does not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services.

Third-Party Services and links thereto are provided solely as a convenience to you and you access and use them entirely at your own risk and subject to such third parties' terms and conditions.

15

Term & Termination

This Agreement shall remain in effect until terminated by you or Intellocore.

Intellocore may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from Intellocore, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the website/app and all copies thereof from your device.

Upon termination of this Agreement, you shall cease all use of the website/app and delete all copies of the website/app from your device.

Termination of this Agreement will not limit any of Intellocore's rights or remedies at law or in equity in case of breach by you (during the term of this Agreement) of any of your obligations under the present Agreement.

16

Copyright Infringement Notice

If you are a copyright owner or such owner's agent and believe any material on our website/app constitutes an infringement on your copyright, please contact us setting forth the following information:

  • A physical or electronic signature of the copyright owner or a person authorised to act on their behalf.
  • Identification of the material that is claimed to be infringing.
  • Your contact information, including your address, telephone number, and an email.
  • A statement by you that you have a good faith belief that use of the material is not authorised by the copyright owners.
  • A statement that the information in the notification is accurate, and, under penalty of perjury, you are authorised to act on behalf of the owner.
17

Indemnification

You agree to indemnify and hold Intellocore and its parents, subsidiaries, affiliates, officers, employees, agents, partners, and licensors (if any) harmless from any claim or demand, including reasonable attorneys' fees, due to or arising out of your: (a) use of the website/app; (b) violation of this Agreement or any law or regulation; or (c) violation of any right of a third party.

18

No Warranties

The website/app is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, Intellocore, on its own behalf and on behalf of its affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory, or otherwise, with respect to the website/app, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage, or trade practice.

Without limitation to the foregoing, Intellocore provides no warranty or undertaking, and makes no representation of any kind that the website/app will meet your requirements, achieve any intended results, be compatible or work with any other software, applications, systems, or services, operate without interruption, meet any performance or reliability standards, or be error-free, or that any errors or defects can or will be corrected.

Some jurisdictions do not allow the exclusion of or limitations on implied warranties or the limitations on the applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you.

19

Limitation of Liability

Notwithstanding any damages that you might incur, the entire liability of Intellocore and any of its suppliers under any provision of this Agreement and your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by you for the website/app or the Service during the twelve (12) months prior to the event giving rise to the claim.

To the maximum extent permitted by applicable law, in no event shall Intellocore or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, business interruption, personal injury, or loss of privacy arising out of or in any way related to the use of or inability to use the website/app, third-party software and/or third-party hardware used with the website/app, or otherwise in connection with any provision of this Agreement), even if Intellocore or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states/jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

20

Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

21

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Agreement shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute waiver of any subsequent breach.

No failure to exercise, and no delay in exercising, on the part of either party, any right or any power under this Agreement shall operate as a waiver of that right or power. Nor shall any single or partial exercise of any right or power under this Agreement preclude further exercise of that or any other right granted herein. In the event of a conflict between this Agreement and any applicable purchase or other terms, the terms of this Agreement shall govern.

22

Amendments to This Agreement

Intellocore reserves the right, at its sole discretion, to modify or replace this Agreement at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our website/app after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorised to use Intellocore.

23

Entire Agreement

The Agreement constitutes the entire agreement between you and Intellocore regarding your use of the website/app and supersedes all prior and contemporaneous written or oral agreements between you and Intellocore.

You may be subject to additional terms and conditions that apply when you use or purchase other Intellocore services, which Intellocore will provide to you at the time of such use or purchase.

24

Intellectual Property

The website/app and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by Intellocore, its licensors, or other providers of such material and are protected by Singapore and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

The material may not be copied, modified, reproduced, downloaded, or distributed in any way, in whole or in part, without the express prior written permission of Intellocore, unless and except as is expressly provided in these Terms & Conditions. Any unauthorised use of the material is prohibited.

25

Submissions & Privacy

In the event that you submit or post any ideas, creative suggestions, designs, photographs, information, advertisements, data, or proposals, including ideas for new or improved products, services, features, technologies, or promotions, you expressly agree that such submissions will automatically be treated as non-confidential and non-proprietary and will become the sole property of Intellocore without any compensation or credit to you whatsoever.

Intellocore and its affiliates shall have no obligations with respect to such submissions or posts and may use the ideas contained in such submissions or posts for any purposes in any medium in perpetuity, including, but not limited to, developing, manufacturing, and marketing products and services using such ideas.

26

Promotions

Intellocore may, from time to time, include contests, promotions, sweepstakes, or other activities ("Promotions") that require you to submit material or information concerning yourself. Please note that all Promotions may be governed by separate rules that may contain certain eligibility requirements, such as restrictions as to age and geographic location. You are responsible for reading all Promotions rules to determine whether or not you are eligible to participate. If you enter any Promotion, you agree to abide by and to comply with all Promotions Rules.

Additional terms and conditions may apply to purchases of goods or services on or through the Services, which terms and conditions are made a part of this Agreement by this reference.

27

Typographical Errors

In the event a product and/or service is listed at an incorrect price or with incorrect information due to typographical error, we shall have the right to refuse or cancel any orders placed for the product and/or service listed at the incorrect price. We shall have the right to refuse or cancel any such order whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is cancelled, we shall immediately issue a credit to your credit card account or other payment account in the amount of the charge.

28

Dispute Resolution

28.1 — Agreement to Arbitrate

This section applies to any dispute EXCEPT it does not include a dispute relating to claims for injunctive or equitable relief regarding the enforcement or validity of your or Intellocore's intellectual property rights. The term "dispute" means any dispute, action, or other controversy between you and Intellocore concerning the Services or this agreement, whether in contract, warranty, tort, statute, regulation, ordinance, or any other legal or equitable basis. "Dispute" will be given the broadest possible meaning allowable under law.

28.2 — Notice of Dispute

In the event of a dispute, you or Intellocore must give the other a Notice of Dispute, which is a written statement that sets forth the name, address, and contact information of the party giving it, the facts giving rise to the dispute, and the relief requested. You must send any Notice of Dispute via email to: info@intellocore.com. Intellocore will send any Notice of Dispute to you by mail to your address if we have it, or otherwise to your email address. You and Intellocore will attempt to resolve any dispute through informal negotiation within sixty (60) days from the date the Notice of Dispute is sent. After sixty (60) days, you or Intellocore may commence arbitration.

28.3 — Binding Arbitration

If you and Intellocore do not resolve any dispute by informal negotiation, any other effort to resolve the dispute will be conducted exclusively by binding arbitration as described in this section. You are giving up the right to litigate (or participate in as a party or class member) all disputes in court before a judge or jury. The dispute shall be settled by binding arbitration in accordance with the rules of the Singapore International Arbitration Centre (SIAC). Either party may seek any interim or preliminary injunctive relief from any court of competent jurisdiction, as necessary to protect the party's rights or property pending the completion of arbitration. Any and all legal, accounting, and other costs, fees, and expenses incurred by the prevailing party shall be borne by the non-prevailing party.

29

Governing Law & Jurisdiction

This Agreement and any dispute arising out of or in connection with it shall be governed by and construed in accordance with the laws of the Republic of Singapore, without regard to its conflict of law provisions. Subject to the arbitration provisions set forth in Section 28 above, any legal proceedings arising out of or relating to this Agreement shall be brought exclusively in the courts of Singapore, and you hereby consent to the personal jurisdiction of such courts.

30

Limitation Period

YOU AND INTELLOCORE AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SERVICES MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

31

Miscellaneous

If for any reason a court of competent jurisdiction finds any provision or portion of these Terms & Conditions to be unenforceable, the remainder of these Terms & Conditions will continue in full force and effect. Any waiver of any provision of these Terms & Conditions will be effective only if in writing and signed by an authorised representative of Intellocore. Intellocore will be entitled to injunctive or other equitable relief (without the obligations of posting any bond or surety) in the event of any breach or anticipatory breach by you.

Intellocore operates and controls the Intellocore Service from its offices in Singapore. The Service is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Accordingly, those persons who choose to access the Intellocore Service from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

These Terms & Conditions (which include and incorporate the Intellocore Privacy Policy) contain the entire understanding, and supersede all prior understandings, between you and Intellocore concerning their subject matter, and cannot be changed or modified by you. The section headings used in this Agreement are for convenience only and will not be given any legal import.

32

Disclaimer

Intellocore is not responsible for any content, code, or any other imprecision. Intellocore does not provide warranties or guarantees.

In no event shall Intellocore be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence, or other tort, arising out of or in connection with the use of the Service or the contents of the Service. The Company reserves the right to make additions, deletions, or modifications to the contents on the Service at any time without prior notice.

The Intellocore Service and its contents are provided "as is" and "as available" without any warranty or representations of any kind, whether express or implied. Intellocore is a distributor and not a publisher of the content supplied by third parties; as such, Intellocore exercises no editorial control over such content and makes no warranty or representation as to the accuracy, reliability, or currency of any information, content, service, or merchandise provided through or accessible via the Intellocore Service.

Without limiting the foregoing, Intellocore specifically disclaims all warranties and representations in any content transmitted on or in connection with the Intellocore Service or on sites that may appear as links on the Intellocore Service, or in the products provided as a part of, or otherwise in connection with, the Intellocore Service, including without limitation any warranties of merchantability, fitness for a particular purpose, or non-infringement of third party rights. No oral advice or written information given by Intellocore or any of its affiliates, employees, officers, directors, agents, or the like will create a warranty. Price and availability information is subject to change without notice. Without limiting the foregoing, Intellocore does not warrant that the Intellocore Service will be uninterrupted, uncorrupted, timely, or error-free.

33

Privacy Policy

Your use of the Intellocore Service is also governed by our Privacy Policy. By using the Intellocore Service, you consent to the terms of our Privacy Policy. The Privacy Policy is incorporated into and made a part of these Terms & Conditions by this reference.

34

Contact Us

If you have any questions regarding these Terms & Conditions, please get in touch with us through any of the channels below.

Have a Question About These Terms?

Our legal and compliance team is here to help. Reach out to us directly.

info@intellocore.com Contact Form
Intellocore Pte Ltd, 22 Malacca Street, #07-04, RB Capital Building, Singapore 048980